Questions
Working with us
Will I talk to a real person?
Yes. No robots, no call center.
Can you handle more than one type of insurance?
Yes. Health, life, critical illness, dental, vision, and accident and disability.
Do you stay in touch after I buy?
Yes. When life changes, we help you adjust your coverage.
Can you help my small business?
Yes. Health coverage and employee benefits for small businesses.
Health Insurance
Can I get a Marketplace plan outside of Open Enrollment?
Yes, after a qualifying life event such as losing other coverage, getting married, having a baby or moving.
Is a short term plan the same as an ACA plan?
No. Short term plans are temporary and can exclude pre-existing conditions and some benefits.
Life Insurance
What are living benefits?
They let the insured person use part of the death benefit in the event of a critical or terminal illness.
Term or permanent?
Term covers a set number of years and costs less. Permanent lasts your whole life and some types build cash value.
Critical Illness Insurance
What is critical illness insurance?
It pays a lump sum cash benefit directly to you after a severe qualifying illness.
Dental Insurance
Does my health plan include dental?
Usually not for adults. Most people add a separate dental plan.
Vision Insurance
What does vision insurance pay for?
Eye exams and prescription glasses or contacts. Some plans add discounts on laser vision surgery.
Accident & Disability Insurance
How does an accident plan pay?
Directly to you, for eligible expenses after an accidental injury, or as a lump sum for accidental death or dismemberment.
Talk to us
Call or book a time. A real person answers, not a call center.