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Serving West Palm Beach, FL

Health Insurance in West Palm Beach, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in West Palm Beach.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

West Palm Beach at a glance

People in West Palm Beach
122,290
Census ACS 2020 to 2024
Have no health insurance
15.2%
Palm Beach: 13.2%. Florida: 11.5%.
Buy their own coverage
11.4%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
38,476
In ZIP codes 33401, 33405, 33407, 33409 and 33412. 95.2% got a tax credit.

Among adults 19 to 64 in West Palm Beach, 21.8% have no health insurance. In Florida it is 16.8%.

Marketplace plans for West Palm Beach in 2026

Plans and prices are set by county. 9 insurance companies offer 195 plans in Palm Beach County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze64$495.85
Silver70$674.23
Gold47$616.82
Platinum13$1,041.31

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in West Palm Beach

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
334018,66793.7%
334056,30695.4%
3340710,62196%
334099,95697.1%
334122,92689.5%

Census ZIP code areas mostly inside West Palm Beach or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near West Palm Beach

The closest general hospitals with an emergency department, measured from the center of West Palm Beach.

  • St. Mary's Medical Center

    West Palm Beach, FL 33407. Acute care hospital, emergency department. About 2 miles away.

  • Good Samaritan Medical Center

    West Palm Beach, FL 33401. Acute care hospital, emergency department. About 4 miles away.

  • Palm Beach Gardens Medical Center

    Palm Beach Gardens, FL 33410. Acute care hospital, emergency department. About 7 miles away.

  • Wellington Regional Medical Center

    Wellington, FL 33414. Acute care hospital, emergency department. About 10 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in West Palm Beach

Health insurance questions in West Palm Beach

How many people in West Palm Beach have a Marketplace plan?

38,476 people in West Palm Beach ZIP codes (33401, 33405, 33407, 33409 and 33412) picked a HealthCare.gov plan for 2026, according to CMS. 95.2% of them got a tax credit.

How many insurance companies sell Marketplace plans in West Palm Beach?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 195 plans in Palm Beach County, according to CMS.

What does the lowest cost Marketplace plan cost in West Palm Beach?

For a 40-year-old in Palm Beach County, the lowest 2026 premium before tax credits is $495.85 a month for bronze and $674.23 for silver. 94% of Palm Beach enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in West Palm Beach?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to West Palm Beach?

St. Mary's Medical Center (West Palm Beach), Good Samaritan Medical Center (West Palm Beach), Palm Beach Gardens Medical Center (Palm Beach Gardens) and Wellington Regional Medical Center (Wellington). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in West Palm Beach high?

15.2% of West Palm Beach residents have no health insurance, higher than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in West Palm Beach

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