Sarah BelaliaLife & Health Insurance Services
Menu

Serving Miami-Dade County

Health Insurance in Miami-Dade County, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Miami-Dade County.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Miami-Dade County at a glance

People in Miami-Dade County
2,738,356
Census ACS 2020 to 2024
Have no health insurance
13.6%
Florida: 11.5%.
Marketplace sign-ups for 2026
1,031,630
97.1% got a tax credit.
Marketplace plans for 2026
189
From 9 insurance companies.

Cities we serve in Miami-Dade County

Marketplace plans in Miami-Dade County for 2026

9 insurance companies offer 189 plans on HealthCare.gov in Miami-Dade County: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

1,031,630 people in Miami-Dade County picked a Marketplace plan for 2026. The average premium was $815 a month before tax credits and $72 after. 97.1% got a tax credit.

Your price depends on your age, income, household and plan. We run the numbers with you.

Hospitals in Miami-Dade County

General hospitals with an emergency department.

  • HCA Florida Aventura Hospital

    Aventura, FL 33180. Acute care hospital, emergency department.

  • Coral Gables Hospital

    Coral Gables, FL 33134. Acute care hospital, emergency department.

  • Doctors Hospital

    Coral Gables, FL 33146. Acute care hospital, emergency department.

  • Hialeah Hospital

    Hialeah, FL 33013. Acute care hospital, emergency department.

  • Larkin Community Hospital Palm Springs Campus

    Hialeah, FL 33012. Acute care hospital, emergency department.

  • Palmetto General Hospital

    Hialeah, FL 33016. Acute care hospital, emergency department.

  • Homestead Hospital

    Homestead, FL 33033. Acute care hospital, emergency department.

  • Baptist Hospital of Miami

    Miami, FL 33176. Acute care hospital, emergency department.

  • HCA Florida Kendall Hospital

    Miami, FL 33175. Acute care hospital, emergency department.

  • Jackson Health System

    Miami, FL 33136. Acute care hospital, emergency department.

  • Keralty Hospital

    Miami, FL 33155. Acute care hospital, emergency department.

  • Nicklaus Children's Hospital

    Miami, FL 33155. Children's hospital, emergency department.

  • North Shore Medical Center

    Miami, FL 33150. Acute care hospital, emergency department.

  • South Miami Hospital

    Miami, FL 33143. Acute care hospital, emergency department.

  • West Kendall Baptist Hospital

    Miami, FL 33196. Acute care hospital, emergency department.

  • Mount Sinai Medical Center

    Miami Beach, FL 33140. Acute care hospital, emergency department.

  • Larkin Community Hospital

    South Miami, FL 33143. Acute care hospital, emergency department.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare.

When you can enroll in Florida

Florida uses HealthCare.gov for Marketplace plans.

  • Open Enrollment for 2027 plans: November 1, 2026 to January 15, 2027.
  • Sign up by December 15, 2026 for coverage that starts January 1.
  • Sign up December 16, 2026 to January 15, 2027 for coverage that starts February 1.
  • After a life event, like losing coverage, marriage, a baby or a move, you can usually enroll within 60 days (Special Enrollment Period).

More coverage in Miami-Dade County

Health insurance questions in Miami-Dade County

How many people in Miami-Dade County have a Marketplace plan?

1,031,630 people in Miami-Dade County picked a HealthCare.gov plan during Open Enrollment for 2026, according to CMS.

How many Marketplace plans are there in Miami-Dade County?

189 plans from 9 insurance companies for 2026. The lowest bronze premium for a 40-year-old is $501.70 a month before tax credits.

When is Open Enrollment in Miami-Dade County?

November 1, 2026 to January 15, 2027, on HealthCare.gov. Sign up by December 15, 2026 for coverage that starts January 1.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

More areas we serve

Health insurance in Miami-Dade County

Call or book a time. A real person answers, not a call center.