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Serving Miami Shores, FL

Health Insurance in Miami Shores, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Miami Shores.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Miami Shores at a glance

People in Miami Shores
11,752
Census ACS 2020 to 2024
Have no health insurance
6.5%
Miami-Dade: 13.6%. Florida: 11.5%.
Buy their own coverage
22.2%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
8,629
In ZIP codes 33138. 93% got a tax credit.

Among adults 19 to 64 in Miami Shores, 8.8% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Miami Shores in 2026

Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Miami Shores

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
331388,62993%

Census ZIP code areas mostly inside Miami Shores or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Miami Shores

The closest general hospitals with an emergency department, measured from the center of Miami Shores.

  • North Shore Medical Center

    Miami, FL 33150. Acute care hospital, emergency department. About 2 miles away.

  • Mount Sinai Medical Center

    Miami Beach, FL 33140. Acute care hospital, emergency department. About 4 miles away.

  • Hialeah Hospital

    Hialeah, FL 33013. Acute care hospital, emergency department. About 6 miles away.

  • Jackson Health System

    Miami, FL 33136. Acute care hospital, emergency department. About 6 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Miami Shores

Health insurance questions in Miami Shores

How many people in Miami Shores have a Marketplace plan?

8,629 people in Miami Shores ZIP codes (33138) picked a HealthCare.gov plan for 2026, according to CMS. 93% of them got a tax credit.

How many insurance companies sell Marketplace plans in Miami Shores?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 189 plans in Miami-Dade County, according to CMS.

What does the lowest cost Marketplace plan cost in Miami Shores?

For a 40-year-old in Miami-Dade County, the lowest 2026 premium before tax credits is $501.70 a month for bronze and $681.98 for silver. 97.1% of Miami-Dade enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Miami Shores?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Miami Shores?

North Shore Medical Center (Miami), Mount Sinai Medical Center (Miami Beach), Hialeah Hospital (Hialeah) and Jackson Health System (Miami). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Miami Shores high?

6.5% of Miami Shores residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Miami Shores

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