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Serving Opa-locka, FL

Health Insurance in Opa-locka, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Opa-locka.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Opa-locka at a glance

People in Opa-locka
16,282
Census ACS 2020 to 2024
Have no health insurance
21.2%
Miami-Dade: 13.6%. Florida: 11.5%.
Buy their own coverage
9.8%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
12,663
In ZIP codes 33054. 97.8% got a tax credit.

Among adults 19 to 64 in Opa-locka, 32.6% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Opa-locka in 2026

Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Opa-locka

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
3305412,66397.8%

Census ZIP code areas mostly inside Opa-locka or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Opa-locka

The closest general hospitals with an emergency department, measured from the center of Opa-locka.

  • Hialeah Hospital

    Hialeah, FL 33013. Acute care hospital, emergency department. About 3 miles away.

  • Larkin Community Hospital Palm Springs Campus

    Hialeah, FL 33012. Acute care hospital, emergency department. About 4 miles away.

  • North Shore Medical Center

    Miami, FL 33150. Acute care hospital, emergency department. About 5 miles away.

  • Palmetto General Hospital

    Hialeah, FL 33016. Acute care hospital, emergency department. About 5 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Opa-locka

Health insurance questions in Opa-locka

How many people in Opa-locka have a Marketplace plan?

12,663 people in Opa-locka ZIP codes (33054) picked a HealthCare.gov plan for 2026, according to CMS. 97.8% of them got a tax credit.

How many insurance companies sell Marketplace plans in Opa-locka?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 189 plans in Miami-Dade County, according to CMS.

What does the lowest cost Marketplace plan cost in Opa-locka?

For a 40-year-old in Miami-Dade County, the lowest 2026 premium before tax credits is $501.70 a month for bronze and $681.98 for silver. 97.1% of Miami-Dade enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Opa-locka?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Opa-locka?

Hialeah Hospital (Hialeah), Larkin Community Hospital Palm Springs Campus (Hialeah), North Shore Medical Center (Miami) and Palmetto General Hospital (Hialeah). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Opa-locka high?

21.2% of Opa-locka residents have no health insurance, higher than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Opa-locka

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