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Serving Miami Lakes, FL

Health Insurance in Miami Lakes, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Miami Lakes.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Miami Lakes at a glance

People in Miami Lakes
31,553
Census ACS 2020 to 2024
Have no health insurance
8.7%
Miami-Dade: 13.6%. Florida: 11.5%.
Buy their own coverage
21.6%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
36,773
In ZIP codes 33014 and 33016. 98.3% got a tax credit.

Among adults 19 to 64 in Miami Lakes, 11.1% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Miami Lakes in 2026

Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Miami Lakes

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
3301417,12098.4%
3301619,65398.3%

Census ZIP code areas mostly inside Miami Lakes or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Miami Lakes

The closest general hospitals with an emergency department, measured from the center of Miami Lakes.

  • Palmetto General Hospital

    Hialeah, FL 33016. Acute care hospital, emergency department. About 1 mile away.

  • Larkin Community Hospital Palm Springs Campus

    Hialeah, FL 33012. Acute care hospital, emergency department. About 3 miles away.

  • Hialeah Hospital

    Hialeah, FL 33013. Acute care hospital, emergency department. About 5 miles away.

  • Memorial Hospital West

    Pembroke Pines, FL 33028. Acute care hospital, emergency department. About 7 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Miami Lakes

Health insurance questions in Miami Lakes

How many people in Miami Lakes have a Marketplace plan?

36,773 people in Miami Lakes ZIP codes (33014 and 33016) picked a HealthCare.gov plan for 2026, according to CMS. 98.3% of them got a tax credit.

How many insurance companies sell Marketplace plans in Miami Lakes?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 189 plans in Miami-Dade County, according to CMS.

What does the lowest cost Marketplace plan cost in Miami Lakes?

For a 40-year-old in Miami-Dade County, the lowest 2026 premium before tax credits is $501.70 a month for bronze and $681.98 for silver. 97.1% of Miami-Dade enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Miami Lakes?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Miami Lakes?

Palmetto General Hospital (Hialeah), Larkin Community Hospital Palm Springs Campus (Hialeah), Hialeah Hospital (Hialeah) and Memorial Hospital West (Pembroke Pines). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Miami Lakes high?

8.7% of Miami Lakes residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Miami Lakes

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