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Serving Fort Lauderdale, FL

Health Insurance in Fort Lauderdale, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Fort Lauderdale.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Fort Lauderdale at a glance

People in Fort Lauderdale
185,604
Census ACS 2020 to 2024
Have no health insurance
13.6%
Broward: 12.5%. Florida: 11.5%.
Buy their own coverage
12.8%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
71,564
In ZIP codes 33301, 33304, 33305, 33306, 33308, 33311 and 3 more. 93.4% got a tax credit.

Among adults 19 to 64 in Fort Lauderdale, 18.8% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Fort Lauderdale in 2026

Plans and prices are set by county. 10 insurance companies offer 197 plans in Broward County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze64$501.17
Silver75$677.06
Gold46$623.43
Platinum11$1,049.87

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Fort Lauderdale

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
333015,09887%
333045,72090.7%
333052,56385.8%
3330679487.9%
333085,51388.2%
3331126,64196.3%
3331218,13895.4%
333154,09693%
333163,00190.8%

Census ZIP code areas mostly inside Fort Lauderdale or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Fort Lauderdale

The closest general hospitals with an emergency department, measured from the center of Fort Lauderdale.

  • Broward Health Medical Center

    Fort Lauderdale, FL 33316. Acute care hospital, emergency department. About 3 miles away.

  • Holy Cross Hospital

    Ft Lauderdale, FL 33308. Acute care hospital, emergency department. About 4 miles away.

  • HCA Florida Mercy Hospital

    Plantation, FL 33317. Acute care hospital, emergency department. About 5 miles away.

  • Memorial Regional Hospital

    Hollywood, FL 33021. Acute care hospital, emergency department. About 9 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Fort Lauderdale

Health insurance questions in Fort Lauderdale

How many people in Fort Lauderdale have a Marketplace plan?

71,564 people in the 9 ZIP codes of Fort Lauderdale picked a HealthCare.gov plan for 2026, according to CMS. 93.4% of them got a tax credit.

How many insurance companies sell Marketplace plans in Fort Lauderdale?

10 for 2026: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 197 plans in Broward County, according to CMS.

What does the lowest cost Marketplace plan cost in Fort Lauderdale?

For a 40-year-old in Broward County, the lowest 2026 premium before tax credits is $501.17 a month for bronze and $677.06 for silver. 95.4% of Broward enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Fort Lauderdale?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Fort Lauderdale?

Broward Health Medical Center (Fort Lauderdale), Holy Cross Hospital (Ft Lauderdale), HCA Florida Mercy Hospital (Plantation) and Memorial Regional Hospital (Hollywood). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Fort Lauderdale high?

13.6% of Fort Lauderdale residents have no health insurance, higher than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Fort Lauderdale

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