Miami at a glance
- People in Miami
- 459,745
- Census ACS 2020 to 2024
- Have no health insurance
- 16.3%
- Miami-Dade: 13.6%. Florida: 11.5%.
- Buy their own coverage
- 20%
- Individual plans only, no job-based or public coverage. Florida: 11.1%.
- Marketplace sign-ups for 2026
- 126,491
- In ZIP codes 33101, 33125, 33127, 33128, 33129, 33130 and 7 more. 95.8% got a tax credit.
Among adults 19 to 64 in Miami, 21.9% have no health insurance. In Florida it is 16.8%.
Marketplace plans for Miami in 2026
Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 63 | $501.70 |
| Silver | 72 | $681.98 |
| Gold | 45 | $624.10 |
| Platinum | 8 | $1,659.04 |
Your price depends on your age, income, household and plan. We run the numbers with you.
ZIP codes we serve in Miami
Marketplace sign-ups for 2026, by ZIP code.
| ZIP code | Sign-ups | Got a tax credit |
|---|---|---|
| 33101 | 126 | n/a |
| 33125 | 25,809 | 98.7% |
| 33127 | 11,930 | 97.4% |
| 33128 | 4,137 | 98% |
| 33129 | 4,022 | 91.2% |
| 33130 | 13,253 | 96.3% |
| 33131 | 5,707 | 87.5% |
| 33132 | 7,495 | 93.2% |
| 33133 | 8,515 | 91% |
| 33135 | 17,047 | 98.8% |
| 33136 | 7,957 | 96.4% |
| 33137 | 9,617 | 92.1% |
| 33145 | 10,876 | 96.8% |
Census ZIP code areas mostly inside Miami or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.
Hospitals near Miami
The closest general hospitals with an emergency department, measured from the center of Miami.
Jackson Health System
Miami, FL 33136. Acute care hospital, emergency department. About under 1 mile away.
Coral Gables Hospital
Coral Gables, FL 33134. Acute care hospital, emergency department. About 4 miles away.
North Shore Medical Center
Miami, FL 33150. Acute care hospital, emergency department. About 5 miles away.
Mount Sinai Medical Center
Miami Beach, FL 33140. Acute care hospital, emergency department. About 5 miles away.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.