Sarah BelaliaLife & Health Insurance Services
Menu

Serving North Miami, FL

Health Insurance in North Miami, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in North Miami.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

North Miami at a glance

People in North Miami
60,344
Census ACS 2020 to 2024
Have no health insurance
18.7%
Miami-Dade: 13.6%. Florida: 11.5%.
Buy their own coverage
12.8%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
25,622
In ZIP codes 33161 and 33181. 96.7% got a tax credit.

Among adults 19 to 64 in North Miami, 27.7% have no health insurance. In Florida it is 16.8%.

Marketplace plans for North Miami in 2026

Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in North Miami

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
3316117,77197.2%
331817,85195.8%

Census ZIP code areas mostly inside North Miami or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near North Miami

The closest general hospitals with an emergency department, measured from the center of North Miami.

  • North Shore Medical Center

    Miami, FL 33150. Acute care hospital, emergency department. About 4 miles away.

  • HCA Florida Aventura Hospital

    Aventura, FL 33180. Acute care hospital, emergency department. About 5 miles away.

  • Mount Sinai Medical Center

    Miami Beach, FL 33140. Acute care hospital, emergency department. About 6 miles away.

  • Hialeah Hospital

    Hialeah, FL 33013. Acute care hospital, emergency department. About 7 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in North Miami

Health insurance questions in North Miami

How many people in North Miami have a Marketplace plan?

25,622 people in North Miami ZIP codes (33161 and 33181) picked a HealthCare.gov plan for 2026, according to CMS. 96.7% of them got a tax credit.

How many insurance companies sell Marketplace plans in North Miami?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 189 plans in Miami-Dade County, according to CMS.

What does the lowest cost Marketplace plan cost in North Miami?

For a 40-year-old in Miami-Dade County, the lowest 2026 premium before tax credits is $501.70 a month for bronze and $681.98 for silver. 97.1% of Miami-Dade enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in North Miami?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to North Miami?

North Shore Medical Center (Miami), HCA Florida Aventura Hospital (Aventura), Mount Sinai Medical Center (Miami Beach) and Hialeah Hospital (Hialeah). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in North Miami high?

18.7% of North Miami residents have no health insurance, higher than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in North Miami

Call or book a time. A real person answers, not a call center.