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Serving South Miami Heights, FL

Health Insurance in South Miami Heights, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in South Miami Heights.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

South Miami Heights at a glance

People in South Miami Heights
38,766
Census ACS 2020 to 2024
Have no health insurance
14.4%
Miami-Dade: 13.6%. Florida: 11.5%.
Buy their own coverage
18.5%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
45,013
In ZIP codes 33157 and 33177. 97.6% got a tax credit.

Among adults 19 to 64 in South Miami Heights, 20.8% have no health insurance. In Florida it is 16.8%.

Marketplace plans for South Miami Heights in 2026

Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in South Miami Heights

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
3315721,43196.7%
3317723,58298.5%

Census ZIP code areas mostly inside South Miami Heights or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near South Miami Heights

The closest general hospitals with an emergency department, measured from the center of South Miami Heights.

  • Baptist Hospital of Miami

    Miami, FL 33176. Acute care hospital, emergency department. About 5 miles away.

  • Homestead Hospital

    Homestead, FL 33033. Acute care hospital, emergency department. About 8 miles away.

  • South Miami Hospital

    Miami, FL 33143. Acute care hospital, emergency department. About 10 miles away.

  • Larkin Community Hospital

    South Miami, FL 33143. Acute care hospital, emergency department. About 10 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in South Miami Heights

Health insurance questions in South Miami Heights

How many people in South Miami Heights have a Marketplace plan?

45,013 people in South Miami Heights ZIP codes (33157 and 33177) picked a HealthCare.gov plan for 2026, according to CMS. 97.6% of them got a tax credit.

How many insurance companies sell Marketplace plans in South Miami Heights?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 189 plans in Miami-Dade County, according to CMS.

What does the lowest cost Marketplace plan cost in South Miami Heights?

For a 40-year-old in Miami-Dade County, the lowest 2026 premium before tax credits is $501.70 a month for bronze and $681.98 for silver. 97.1% of Miami-Dade enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in South Miami Heights?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to South Miami Heights?

Baptist Hospital of Miami (Miami), Homestead Hospital (Homestead), South Miami Hospital (Miami) and Larkin Community Hospital (South Miami). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in South Miami Heights high?

14.4% of South Miami Heights residents have no health insurance, higher than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in South Miami Heights

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