Cutler Bay at a glance
- People in Cutler Bay
- 45,070
- Census ACS 2020 to 2024
- Have no health insurance
- 10.8%
- Miami-Dade: 13.6%. Florida: 11.5%.
- Buy their own coverage
- 13.5%
- Individual plans only, no job-based or public coverage. Florida: 11.1%.
- Marketplace sign-ups for 2026
- 35,217
- In ZIP codes 33157, 33189 and 33190. 97.2% got a tax credit.
Among adults 19 to 64 in Cutler Bay, 14.6% have no health insurance. In Florida it is 16.8%.
Marketplace plans for Cutler Bay in 2026
Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 63 | $501.70 |
| Silver | 72 | $681.98 |
| Gold | 45 | $624.10 |
| Platinum | 8 | $1,659.04 |
Your price depends on your age, income, household and plan. We run the numbers with you.
ZIP codes we serve in Cutler Bay
Marketplace sign-ups for 2026, by ZIP code.
| ZIP code | Sign-ups | Got a tax credit |
|---|---|---|
| 33157 | 21,431 | 96.7% |
| 33189 | 8,623 | 98.1% |
| 33190 | 5,163 | 98.3% |
Census ZIP code areas mostly inside Cutler Bay or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.
Hospitals near Cutler Bay
The closest general hospitals with an emergency department, measured from the center of Cutler Bay.
Baptist Hospital of Miami
Miami, FL 33176. Acute care hospital, emergency department. About 6 miles away.
Homestead Hospital
Homestead, FL 33033. Acute care hospital, emergency department. About 8 miles away.
South Miami Hospital
Miami, FL 33143. Acute care hospital, emergency department. About 9 miles away.
Larkin Community Hospital
South Miami, FL 33143. Acute care hospital, emergency department. About 9 miles away.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.