Sarah BelaliaLife & Health Insurance Services
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Serving South Miami, FL

Health Insurance in South Miami, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in South Miami.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

South Miami at a glance

People in South Miami
12,277
Census ACS 2020 to 2024
Have no health insurance
10.4%
Miami-Dade: 13.6%. Florida: 11.5%.
Buy their own coverage
16.8%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
7,246
In ZIP codes 33143. 91.7% got a tax credit.

Among adults 19 to 64 in South Miami, 14.9% have no health insurance. In Florida it is 16.8%.

Marketplace plans for South Miami in 2026

Plans and prices are set by county. 9 insurance companies offer 189 plans in Miami-Dade County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze63$501.70
Silver72$681.98
Gold45$624.10
Platinum8$1,659.04

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in South Miami

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
331437,24691.7%

Census ZIP code areas mostly inside South Miami or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near South Miami

The closest general hospitals with an emergency department, measured from the center of South Miami.

  • South Miami Hospital

    Miami, FL 33143. Acute care hospital, emergency department. About under 1 mile away.

  • Larkin Community Hospital

    South Miami, FL 33143. Acute care hospital, emergency department. About under 1 mile away.

  • Doctors Hospital

    Coral Gables, FL 33146. Acute care hospital, emergency department. About 2 miles away.

  • Keralty Hospital

    Miami, FL 33155. Acute care hospital, emergency department. About 2 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in South Miami

Health insurance questions in South Miami

How many people in South Miami have a Marketplace plan?

7,246 people in South Miami ZIP codes (33143) picked a HealthCare.gov plan for 2026, according to CMS. 91.7% of them got a tax credit.

How many insurance companies sell Marketplace plans in South Miami?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 189 plans in Miami-Dade County, according to CMS.

What does the lowest cost Marketplace plan cost in South Miami?

For a 40-year-old in Miami-Dade County, the lowest 2026 premium before tax credits is $501.70 a month for bronze and $681.98 for silver. 97.1% of Miami-Dade enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in South Miami?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to South Miami?

South Miami Hospital (Miami), Larkin Community Hospital (South Miami), Doctors Hospital (Coral Gables) and Keralty Hospital (Miami). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in South Miami high?

10.4% of South Miami residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in South Miami

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