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Serving Delray Beach, FL

Health Insurance in Delray Beach, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Delray Beach.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Delray Beach at a glance

People in Delray Beach
67,979
Census ACS 2020 to 2024
Have no health insurance
9.8%
Palm Beach: 13.2%. Florida: 11.5%.
Buy their own coverage
12.1%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
15,857
In ZIP codes 33444, 33445 and 33483. 92.8% got a tax credit.

Among adults 19 to 64 in Delray Beach, 14.8% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Delray Beach in 2026

Plans and prices are set by county. 9 insurance companies offer 195 plans in Palm Beach County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze64$495.85
Silver70$674.23
Gold47$616.82
Platinum13$1,041.31

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Delray Beach

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
334446,37693.9%
334457,62594.1%
334831,85684.1%

Census ZIP code areas mostly inside Delray Beach or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Delray Beach

The closest general hospitals with an emergency department, measured from the center of Delray Beach.

  • Delray Medical Center

    Delray Beach, FL 33484. Acute care hospital, emergency department. About 3 miles away.

  • Bethesda Hospital East

    Boynton Beach, FL 33435. Acute care hospital, emergency department. About 5 miles away.

  • Boca Raton Regional Hospital

    Boca Raton, FL 33486. Acute care hospital, emergency department. About 8 miles away.

  • HCA Florida Jfk Hospital

    Atlantis, FL 33462. Acute care hospital, emergency department. About 8 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Delray Beach

Health insurance questions in Delray Beach

How many people in Delray Beach have a Marketplace plan?

15,857 people in Delray Beach ZIP codes (33444, 33445 and 33483) picked a HealthCare.gov plan for 2026, according to CMS. 92.8% of them got a tax credit.

How many insurance companies sell Marketplace plans in Delray Beach?

9 for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 195 plans in Palm Beach County, according to CMS.

What does the lowest cost Marketplace plan cost in Delray Beach?

For a 40-year-old in Palm Beach County, the lowest 2026 premium before tax credits is $495.85 a month for bronze and $674.23 for silver. 94% of Palm Beach enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Delray Beach?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Delray Beach?

Delray Medical Center (Delray Beach), Bethesda Hospital East (Boynton Beach), Boca Raton Regional Hospital (Boca Raton) and HCA Florida Jfk Hospital (Atlantis). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Delray Beach high?

9.8% of Delray Beach residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Delray Beach

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