Sarah BelaliaLife & Health Insurance Services
Menu

Serving Jacksonville, FL

Health Insurance in Jacksonville, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Jacksonville.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Jacksonville at a glance

People in Jacksonville
977,670
Census ACS 2020 to 2024
Have no health insurance
11.2%
Duval: 11%. Florida: 11.5%.
Buy their own coverage
7.4%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
Over 181,302
In ZIP codes 32202, 32203, 32204, 32205, 32206, 32207 and 27 more. 94.3% got a tax credit.

Among adults 19 to 64 in Jacksonville, 15.4% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Jacksonville in 2026

Plans and prices are set by county. 5 insurance companies offer 142 plans in Duval County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze47$501.25
Silver50$638.97
Gold32$623.54
Platinum13$1,187.70

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Jacksonville

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
322022,56693.5%
3220365n/a
322041,95693.8%
322054,67191%
322069,21495.8%
322078,54494.8%
322087,76793.2%
3220910,51993%
3221012,06793.8%
322119,32096%
3221225n/a
3221426n/a
322169,29196.2%
322174,39696.4%
3221810,92093.9%
322192,78994.5%
322202,13194.8%
322214,47094.5%
322222,34994.7%
322233,45493.5%
322245,03192.2%
322258,01193.5%
322262,10692.7%
3222765n/a
32228Not publishedn/a
322332,84188.4%
3224411,03094.9%
3224611,24895.1%
322543,97793.5%
322569,08294.1%
322578,06496.1%
322586,51095%
322776,79795.6%

Census ZIP code areas mostly inside Jacksonville or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Jacksonville

The closest general hospitals with an emergency department, measured from the center of Jacksonville.

  • Ascension St. Vincent's Riverside

    Jacksonville, FL 32204. Acute care hospital, emergency department. About 2 miles away.

  • Shands Jacksonville

    Jacksonville, FL 32209. Acute care hospital, emergency department. About 3 miles away.

  • Baptist Health Medical Center Jacksonville

    Jacksonville, FL 32207. Acute care hospital, emergency department. About 4 miles away.

  • HCA Florida Memorial Hospital

    Jacksonville, FL 32216. Acute care hospital, emergency department. About 6 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Jacksonville

Health insurance questions in Jacksonville

How many people in Jacksonville have a Marketplace plan?

Over 181,302 people in the 33 ZIP codes of Jacksonville picked a HealthCare.gov plan for 2026, according to CMS. 94.3% of them got a tax credit.

How many insurance companies sell Marketplace plans in Jacksonville?

5 for 2026: Ambetter Health, AvMed, Florida Blue, Molina Healthcare and Oscar Health. Together they offer 142 plans in Duval County, according to CMS.

What does the lowest cost Marketplace plan cost in Jacksonville?

For a 40-year-old in Duval County, the lowest 2026 premium before tax credits is $501.25 a month for bronze and $638.97 for silver. 94.3% of Duval enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Jacksonville?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Jacksonville?

Ascension St. Vincent's Riverside (Jacksonville), Shands Jacksonville (Jacksonville), Baptist Health Medical Center Jacksonville (Jacksonville) and HCA Florida Memorial Hospital (Jacksonville). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Jacksonville high?

11.2% of Jacksonville residents have no health insurance, about the same as the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Jacksonville

Call or book a time. A real person answers, not a call center.