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Serving Port St. Lucie, FL

Health Insurance in Port St. Lucie, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Port St. Lucie.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Port St. Lucie at a glance

People in Port St. Lucie
232,491
Census ACS 2020 to 2024
Have no health insurance
10.3%
St. Lucie: 11.4%. Florida: 11.5%.
Buy their own coverage
8.8%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
48,574
In ZIP codes 34952, 34953, 34983, 34984, 34986 and 34987. 95.6% got a tax credit.

Among adults 19 to 64 in Port St. Lucie, 15.4% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Port St. Lucie in 2026

Plans and prices are set by county. 5 insurance companies offer 115 plans in St. Lucie County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze37$531.30
Silver43$783.03
Gold26$686.22
Platinum8$1,356.25

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Port St. Lucie

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
349527,46595.8%
3495318,02896.3%
349839,94396.6%
349844,02095%
349864,70295%
349874,41691.4%

Census ZIP code areas mostly inside Port St. Lucie or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Port St. Lucie

The closest general hospitals with an emergency department, measured from the center of Port St. Lucie.

  • St. Lucie Medical Center

    Port Saint Lucie, FL 34952. Acute care hospital, emergency department. About 6 miles away.

  • Cleveland Clinic Martin North Hospital

    Stuart, FL 34994. Acute care hospital, emergency department. About 10 miles away.

  • HCA Florida Lawnwood Hospital

    Fort Pierce, FL 34950. Acute care hospital, emergency department. About 12 miles away.

  • Cleveland Clinic Indian River Hospital

    Vero Beach, FL 32960. Acute care hospital, emergency department. About 25 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Port St. Lucie

Health insurance questions in Port St. Lucie

How many people in Port St. Lucie have a Marketplace plan?

48,574 people in Port St. Lucie ZIP codes (34952, 34953, 34983, 34984, 34986 and 34987) picked a HealthCare.gov plan for 2026, according to CMS. 95.6% of them got a tax credit.

How many insurance companies sell Marketplace plans in Port St. Lucie?

5 for 2026: Ambetter Health, Cigna Healthcare, Florida Blue, Oscar Health and Wellpoint. Together they offer 115 plans in St. Lucie County, according to CMS.

What does the lowest cost Marketplace plan cost in Port St. Lucie?

For a 40-year-old in St. Lucie County, the lowest 2026 premium before tax credits is $531.30 a month for bronze and $783.03 for silver. 95.5% of St. Lucie enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Port St. Lucie?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Port St. Lucie?

St. Lucie Medical Center (Port Saint Lucie), Cleveland Clinic Martin North Hospital (Stuart), HCA Florida Lawnwood Hospital (Fort Pierce) and Cleveland Clinic Indian River Hospital (Vero Beach). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Port St. Lucie high?

10.3% of Port St. Lucie residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Port St. Lucie

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