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Serving Naples, FL

Health Insurance in Naples, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Naples.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Naples at a glance

People in Naples
19,704
Census ACS 2020 to 2024
Have no health insurance
3.7%
Collier: 11.3%. Florida: 11.5%.
Buy their own coverage
13%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
2,196
In ZIP codes 34102 and 34103. 83.7% got a tax credit.

Among adults 19 to 64 in Naples, 8.5% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Naples in 2026

Plans and prices are set by county. 6 insurance companies offer 131 plans in Collier County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze44$569.13
Silver45$729.27
Gold33$738.44
Platinum8$1,286.35

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Naples

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
341021,10282.5%
341031,09485%

Census ZIP code areas mostly inside Naples or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Naples

The closest general hospitals with an emergency department, measured from the center of Naples.

  • Naples Community Hospital

    Naples, FL 34102. Acute care hospital, emergency department. About under 1 mile away.

  • Physicians Regional Medical Center Pine Ridge

    Naples, FL 34119. Acute care hospital, emergency department. About 9 miles away.

  • Gulf Coast Medical Center Lee Health

    Fort Myers, FL 33912. Acute care hospital, emergency department. About 27 miles away.

  • Lee Memorial Hospital

    Fort Myers, FL 33901. Acute care hospital, emergency department. About 33 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Naples

Health insurance questions in Naples

How many people in Naples have a Marketplace plan?

2,196 people in Naples ZIP codes (34102 and 34103) picked a HealthCare.gov plan for 2026, according to CMS. 83.7% of them got a tax credit.

How many insurance companies sell Marketplace plans in Naples?

6 for 2026: Ambetter Health, Cigna Healthcare, Florida Blue, Molina Healthcare, UnitedHealthcare and Wellpoint. Together they offer 131 plans in Collier County, according to CMS.

What does the lowest cost Marketplace plan cost in Naples?

For a 40-year-old in Collier County, the lowest 2026 premium before tax credits is $569.13 a month for bronze and $729.27 for silver. 93.4% of Collier enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Naples?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Naples?

Naples Community Hospital (Naples), Physicians Regional Medical Center Pine Ridge (Naples), Gulf Coast Medical Center Lee Health (Fort Myers) and Lee Memorial Hospital (Fort Myers). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Naples high?

3.7% of Naples residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Naples

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