Cape Coral at a glance
- People in Cape Coral
- 215,536
- Census ACS 2020 to 2024
- Have no health insurance
- 11.6%
- Lee: 12.9%. Florida: 11.5%.
- Buy their own coverage
- 9.9%
- Individual plans only, no job-based or public coverage. Florida: 11.1%.
- Marketplace sign-ups for 2026
- 44,392
- In ZIP codes 33904, 33909, 33914, 33990, 33991 and 33993. 95.6% got a tax credit.
Among adults 19 to 64 in Cape Coral, 16.9% have no health insurance. In Florida it is 16.8%.
Marketplace plans for Cape Coral in 2026
Plans and prices are set by county. 5 insurance companies offer 132 plans in Lee County.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 43 | $538.52 |
| Silver | 47 | $712.73 |
| Gold | 30 | $768.69 |
| Platinum | 11 | $1,446.21 |
Your price depends on your age, income, household and plan. We run the numbers with you.
ZIP codes we serve in Cape Coral
Marketplace sign-ups for 2026, by ZIP code.
| ZIP code | Sign-ups | Got a tax credit |
|---|---|---|
| 33904 | 4,902 | 93.4% |
| 33909 | 9,900 | 96.7% |
| 33914 | 6,974 | 93.4% |
| 33990 | 6,517 | 96% |
| 33991 | 5,469 | 95.6% |
| 33993 | 10,630 | 96.7% |
Census ZIP code areas mostly inside Cape Coral or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.
Hospitals near Cape Coral
The closest general hospitals with an emergency department, measured from the center of Cape Coral.
Cape Coral Hospital
Cape Coral, FL 33990. Acute care hospital, emergency department. About 3 miles away.
Lee Memorial Hospital
Fort Myers, FL 33901. Acute care hospital, emergency department. About 7 miles away.
Gulf Coast Medical Center Lee Health
Fort Myers, FL 33912. Acute care hospital, emergency department. About 13 miles away.
Adventhealth Port Charlotte
Port Charlotte, FL 33952. Acute care hospital, emergency department. About 25 miles away.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.