Sarah BelaliaLife & Health Insurance Services
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Serving Tampa, FL

Health Insurance in Tampa, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Tampa.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Tampa at a glance

People in Tampa
401,618
Census ACS 2020 to 2024
Have no health insurance
10.6%
Hillsborough: 11.1%. Florida: 11.5%.
Buy their own coverage
10.5%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
64,680
In ZIP codes 33602, 33603, 33604, 33605, 33606, 33607 and 8 more. 92.2% got a tax credit.

Among adults 19 to 64 in Tampa, 14.1% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Tampa in 2026

Plans and prices are set by county. 7 insurance companies offer 173 plans in Hillsborough County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze58$478.32
Silver62$645.22
Gold42$595.01
Platinum10$1,128.70

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Tampa

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
336023,04586.8%
336034,18193.9%
3360411,08695.6%
336054,69994.7%
336062,01982.5%
336076,20694.9%
336092,31085.3%
336113,45387%
3361213,01596.3%
336162,13691.4%
3362039n/a
3362160n/a
336292,29780.5%
3364710,13490.6%

Census ZIP code areas mostly inside Tampa or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Tampa

The closest general hospitals with an emergency department, measured from the center of Tampa.

  • Tampa General Hospital

    Tampa, FL 33606. Acute care hospital, emergency department. About 2 miles away.

  • St. Joseph's Hospital

    Tampa, FL 33607. Acute care hospital, emergency department. About 2 miles away.

  • HCA Florida South Tampa Hospital

    Tampa, FL 33609. Acute care hospital, emergency department. About 3 miles away.

  • AdventHealth Carrollwood

    Tampa, FL 33614. Acute care hospital, emergency department. About 3 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Tampa

Health insurance questions in Tampa

How many people in Tampa have a Marketplace plan?

64,680 people in the 14 ZIP codes of Tampa picked a HealthCare.gov plan for 2026, according to CMS. 92.2% of them got a tax credit.

How many insurance companies sell Marketplace plans in Tampa?

7 for 2026: Ambetter Health, AvMed, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint. Together they offer 173 plans in Hillsborough County, according to CMS.

What does the lowest cost Marketplace plan cost in Tampa?

For a 40-year-old in Hillsborough County, the lowest 2026 premium before tax credits is $478.32 a month for bronze and $645.22 for silver. 94.3% of Hillsborough enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Tampa?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Tampa?

Tampa General Hospital (Tampa), St. Joseph's Hospital (Tampa), HCA Florida South Tampa Hospital (Tampa) and AdventHealth Carrollwood (Tampa). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Tampa high?

10.6% of Tampa residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Tampa

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