Lakeland at a glance
- People in Lakeland
- 119,961
- Census ACS 2020 to 2024
- Have no health insurance
- 10.6%
- Polk: 12.4%. Florida: 11.5%.
- Buy their own coverage
- 9.3%
- Individual plans only, no job-based or public coverage. Florida: 11.1%.
- Marketplace sign-ups for 2026
- 11,140
- In ZIP codes 33803, 33805 and 33815. 94.2% got a tax credit.
Among adults 19 to 64 in Lakeland, 15.8% have no health insurance. In Florida it is 16.8%.
Marketplace plans for Lakeland in 2026
Plans and prices are set by county. 6 insurance companies offer 159 plans in Polk County.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 54 | $509.47 |
| Silver | 55 | $646.99 |
| Gold | 38 | $675.36 |
| Platinum | 11 | $1,198.15 |
Your price depends on your age, income, household and plan. We run the numbers with you.
ZIP codes we serve in Lakeland
Marketplace sign-ups for 2026, by ZIP code.
| ZIP code | Sign-ups | Got a tax credit |
|---|---|---|
| 33803 | 3,880 | 92.3% |
| 33805 | 4,418 | 94.8% |
| 33815 | 2,842 | 96% |
Census ZIP code areas mostly inside Lakeland or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.
Hospitals near Lakeland
The closest general hospitals with an emergency department, measured from the center of Lakeland.
Lakeland Regional Medical Center
Lakeland, FL 33805. Acute care hospital, emergency department. About 4 miles away.
South Florida Baptist Hospital
Plant City, FL 33563. Acute care hospital, emergency department. About 11 miles away.
Bartow Regional Medical Center
Bartow, FL 33830. Acute care hospital, emergency department. About 15 miles away.
Winter Haven Hospital
Winter Haven, FL 33881. Acute care hospital, emergency department. About 15 miles away.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.