Sarah BelaliaLife & Health Insurance Services
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Serving Sarasota, FL

Health Insurance in Sarasota, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in Sarasota.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

Sarasota at a glance

People in Sarasota
56,970
Census ACS 2020 to 2024
Have no health insurance
15.6%
Sarasota: 9.9%. Florida: 11.5%.
Buy their own coverage
11.5%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
9,309
In ZIP codes 34236, 34237 and 34239. 92.1% got a tax credit.

Among adults 19 to 64 in Sarasota, 22.6% have no health insurance. In Florida it is 16.8%.

Marketplace plans for Sarasota in 2026

Plans and prices are set by county. 4 insurance companies offer 119 plans in Sarasota County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze40$530.08
Silver42$673.16
Gold25$702.68
Platinum11$1,101.46

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in Sarasota

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
342361,90284.6%
342374,16496.3%
342393,24391%

Census ZIP code areas mostly inside Sarasota or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near Sarasota

The closest general hospitals with an emergency department, measured from the center of Sarasota.

  • Sarasota Memorial Hospital

    Sarasota, FL 34239. Acute care hospital, emergency department. About 2 miles away.

  • HCA Florida Sarasota Doctors Hospital

    Sarasota, FL 34233. Acute care hospital, emergency department. About 6 miles away.

  • Lakewood Ranch Medical Center

    Bradenton, FL 34202. Acute care hospital, emergency department. About 10 miles away.

  • Manatee Memorial Hospital

    Bradenton, FL 34208. Acute care hospital, emergency department. About 11 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in Sarasota

Health insurance questions in Sarasota

How many people in Sarasota have a Marketplace plan?

9,309 people in Sarasota ZIP codes (34236, 34237 and 34239) picked a HealthCare.gov plan for 2026, according to CMS. 92.1% of them got a tax credit.

How many insurance companies sell Marketplace plans in Sarasota?

4 for 2026: Ambetter Health, Florida Blue, Oscar Health and Wellpoint. Together they offer 119 plans in Sarasota County, according to CMS.

What does the lowest cost Marketplace plan cost in Sarasota?

For a 40-year-old in Sarasota County, the lowest 2026 premium before tax credits is $530.08 a month for bronze and $673.16 for silver. 91.2% of Sarasota enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in Sarasota?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to Sarasota?

Sarasota Memorial Hospital (Sarasota), HCA Florida Sarasota Doctors Hospital (Sarasota), Lakewood Ranch Medical Center (Bradenton) and Manatee Memorial Hospital (Bradenton). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in Sarasota high?

15.6% of Sarasota residents have no health insurance, higher than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in Sarasota

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