Clearwater at a glance
- People in Clearwater
- 117,247
- Census ACS 2020 to 2024
- Have no health insurance
- 15.1%
- Pinellas: 10.4%. Florida: 11.5%.
- Buy their own coverage
- 9.4%
- Individual plans only, no job-based or public coverage. Florida: 11.1%.
- Marketplace sign-ups for 2026
- 11,201
- In ZIP codes 33755, 33759, 33761, 33765 and 33767. 91.3% got a tax credit.
Among adults 19 to 64 in Clearwater, 21.7% have no health insurance. In Florida it is 16.8%.
Marketplace plans for Clearwater in 2026
Plans and prices are set by county. 6 insurance companies offer 149 plans in Pinellas County.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 50 | $472.94 |
| Silver | 52 | $640.75 |
| Gold | 36 | $588.32 |
| Platinum | 10 | $1,105.07 |
Your price depends on your age, income, household and plan. We run the numbers with you.
ZIP codes we serve in Clearwater
Marketplace sign-ups for 2026, by ZIP code.
| ZIP code | Sign-ups | Got a tax credit |
|---|---|---|
| 33755 | 4,096 | 92.2% |
| 33759 | 2,424 | 91.9% |
| 33761 | 1,909 | 90.4% |
| 33765 | 2,117 | 94% |
| 33767 | 655 | 77.9% |
Census ZIP code areas mostly inside Clearwater or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.
Hospitals near Clearwater
The closest general hospitals with an emergency department, measured from the center of Clearwater.
Morton Plant Hospital
Clearwater, FL 33756. Acute care hospital, emergency department. About 3 miles away.
Mease Dunedin Hospital
Dunedin, FL 34698. Acute care hospital, emergency department. About 4 miles away.
HCA Florida Largo Hospital
Largo, FL 33770. Acute care hospital, emergency department. About 5 miles away.
Mease Countryside Hospital
Safety Harbor, FL 34695. Acute care hospital, emergency department. About 5 miles away.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.