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Serving St. Petersburg, FL

Health Insurance in St. Petersburg, FL

Plans from many carriers, side by side. We find the one that fits you, your family or your business in St. Petersburg.

Our office: 2665 South Bayshore Drive, Suite 220-91, Miami, FL 33133. Call us or book a time.

St. Petersburg at a glance

People in St. Petersburg
262,732
Census ACS 2020 to 2024
Have no health insurance
10%
Pinellas: 10.4%. Florida: 11.5%.
Buy their own coverage
9.3%
Individual plans only, no job-based or public coverage. Florida: 11.1%.
Marketplace sign-ups for 2026
35,190
In ZIP codes 33701, 33702, 33703, 33704, 33705, 33710 and 4 more. 89.2% got a tax credit.

Among adults 19 to 64 in St. Petersburg, 14.4% have no health insurance. In Florida it is 16.8%.

Marketplace plans for St. Petersburg in 2026

Plans and prices are set by county. 6 insurance companies offer 149 plans in Pinellas County.

Lowest monthly premium for a 40-year-old, before tax credits. Source: CMS plan data, plan year 2026.
Metal tierPlansLowest premium
Bronze50$472.94
Silver52$640.75
Gold36$588.32
Platinum10$1,105.07

Your price depends on your age, income, household and plan. We run the numbers with you.

ZIP codes we serve in St. Petersburg

Marketplace sign-ups for 2026, by ZIP code.

ZIP codeSign-upsGot a tax credit
337012,87884.6%
337024,24591.5%
337032,40184.8%
337041,66078.4%
337054,65390.5%
337104,28490.5%
337113,03889.8%
337124,73190.2%
337135,02690.4%
337162,27492.7%

Census ZIP code areas mostly inside St. Petersburg or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.

Hospitals near St. Petersburg

The closest general hospitals with an emergency department, measured from the center of St. Petersburg.

  • Orlando Health Bayfront Hospital

    Saint Petersburg, FL 33701. Acute care hospital, emergency department. About under 1 mile away.

  • Johns Hopkins All Children's Hospital

    Saint Petersburg, FL 33701. Children's hospital, emergency department. About under 1 mile away.

  • St. Anthony's Hospital

    Saint Petersburg, FL 33705. Acute care hospital, emergency department. About 2 miles away.

  • HCA Florida Pasadena Hospital

    Saint Petersburg, FL 33707. Acute care hospital, emergency department. About 5 miles away.

Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.

More coverage in St. Petersburg

Health insurance questions in St. Petersburg

How many people in St. Petersburg have a Marketplace plan?

35,190 people in the 10 ZIP codes of St. Petersburg picked a HealthCare.gov plan for 2026, according to CMS. 89.2% of them got a tax credit.

How many insurance companies sell Marketplace plans in St. Petersburg?

6 for 2026: Ambetter Health, AvMed, Florida Blue, Molina Healthcare, Oscar Health and Wellpoint. Together they offer 149 plans in Pinellas County, according to CMS.

What does the lowest cost Marketplace plan cost in St. Petersburg?

For a 40-year-old in Pinellas County, the lowest 2026 premium before tax credits is $472.94 a month for bronze and $640.75 for silver. 90.2% of Pinellas enrollees got a tax credit for 2026, which lowers what they pay.

When can I sign up for health insurance in St. Petersburg?

Open Enrollment for 2027 plans runs November 1, 2026 to January 15, 2027. Sign up by December 15, 2026 for coverage that starts January 1. Outside that window you need a qualifying life event, like losing coverage, marriage, a baby or a move.

Which hospitals are closest to St. Petersburg?

Orlando Health Bayfront Hospital (Saint Petersburg), Johns Hopkins All Children's Hospital (Saint Petersburg), St. Anthony's Hospital (Saint Petersburg) and HCA Florida Pasadena Hospital (Saint Petersburg). Networks differ by plan, so we check your hospital before you enroll.

Is the uninsured rate in St. Petersburg high?

10% of St. Petersburg residents have no health insurance, lower than the Florida rate of 11.5%. Source: Census Bureau, American Community Survey 2020 to 2024.

Sources

Figures compiled 2026-10-09. Plan counts and premiums are for plans sold on HealthCare.gov.

Nearby areas we serve

Health insurance in St. Petersburg

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