Polk County at a glance
- People in Polk County
- 790,694
- Census ACS 2020 to 2024
- Have no health insurance
- 12.4%
- Florida: 11.5%.
- Marketplace sign-ups for 2026
- 126,521
- 95.6% got a tax credit.
- Marketplace plans for 2026
- 159
- From 6 insurance companies.
Cities we serve in Polk County
Marketplace plans in Polk County for 2026
6 insurance companies offer 159 plans on HealthCare.gov in Polk County: Ambetter Health, Florida Blue, Molina Healthcare, Oscar Health, UnitedHealthcare and Wellpoint.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 54 | $509.47 |
| Silver | 55 | $646.99 |
| Gold | 38 | $675.36 |
| Platinum | 11 | $1,198.15 |
126,521 people in Polk County picked a Marketplace plan for 2026. The average premium was $768 a month before tax credits and $97 after. 95.6% got a tax credit.
Your price depends on your age, income, household and plan. We run the numbers with you.
Hospitals in Polk County
General hospitals with an emergency department.
Bartow Regional Medical Center
Bartow, FL 33830. Acute care hospital, emergency department.
AdventHealth Heart of Florida
Davenport, FL 33837. Acute care hospital, emergency department.
AdventHealth Lake Wales
Lake Wales, FL 33853. Acute care hospital, emergency department.
Lakeland Regional Medical Center
Lakeland, FL 33805. Acute care hospital, emergency department.
Winter Haven Hospital
Winter Haven, FL 33881. Acute care hospital, emergency department.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare.
When you can enroll in Florida
Florida uses HealthCare.gov for Marketplace plans.
- Open Enrollment for 2027 plans: November 1, 2026 to January 15, 2027.
- Sign up by December 15, 2026 for coverage that starts January 1.
- Sign up December 16, 2026 to January 15, 2027 for coverage that starts February 1.
- After a life event, like losing coverage, marriage, a baby or a move, you can usually enroll within 60 days (Special Enrollment Period).