Palm Bay at a glance
- People in Palm Bay
- 130,132
- Census ACS 2020 to 2024
- Have no health insurance
- 12.8%
- Brevard: 9.8%. Florida: 11.5%.
- Buy their own coverage
- 6.2%
- Individual plans only, no job-based or public coverage. Florida: 11.1%.
- Marketplace sign-ups for 2026
- 19,379
- In ZIP codes 32905, 32907, 32908 and 32909. 93.7% got a tax credit.
Among adults 19 to 64 in Palm Bay, 18.2% have no health insurance. In Florida it is 16.8%.
Marketplace plans for Palm Bay in 2026
Plans and prices are set by county. 7 insurance companies offer 152 plans in Brevard County.
| Metal tier | Plans | Lowest premium |
|---|---|---|
| Bronze | 52 | $426.78 |
| Silver | 50 | $560.18 |
| Gold | 39 | $544.76 |
| Platinum | 9 | $1,070.30 |
Your price depends on your age, income, household and plan. We run the numbers with you.
ZIP codes we serve in Palm Bay
Marketplace sign-ups for 2026, by ZIP code.
| ZIP code | Sign-ups | Got a tax credit |
|---|---|---|
| 32905 | 4,035 | 94.3% |
| 32907 | 6,240 | 93.4% |
| 32908 | 2,741 | 94.6% |
| 32909 | 6,363 | 93.1% |
Census ZIP code areas mostly inside Palm Bay or covering a large part of it. Some reach into nearby areas. CMS does not publish very small counts. Source: CMS 2026 Open Enrollment ZIP-level file.
Hospitals near Palm Bay
The closest general hospitals with an emergency department, measured from the center of Palm Bay.
Palm Bay Hospital
Palm Bay, FL 32907. Acute care hospital, emergency department. About 5 miles away.
Holmes Regional Medical Center
Melbourne, FL 32901. Acute care hospital, emergency department. About 9 miles away.
Orlando Health Melbourne Hospital
Melbourne, FL 32935. Acute care hospital, emergency department. About 13 miles away.
Orlando Health Sebastian River Hospital
Sebastian, FL 32958. Acute care hospital, emergency department. About 15 miles away.
Networks differ by plan. Before you enroll, we check that your doctors and hospital are in the network. Source: CMS Care Compare. Distances are straight-line and approximate.